Dental Medical Vision / Health Spending Account … the Best Kept Secret in Canada’s Income Tax Act! A Health Spending Account (HSA) is a CRA approved way for incorporated individuals to pay for medical, dental and vision expenses through the company.  There is no

Income replacement when you cannot work. Should I buy Disability Insurance or save my money? It is much cheaper to use your Disability / Income Replacement than your savings. e.g. Mortgage Agent $2,000/month* accident benefit is only $234/year ($19.50/month*) 8.5 years of savings wipe

Top 5 Things to consider when buying Mortgage Insurance from a Lender versus a Financial Institution. Mortgage insurance was created for the sole purpose that if something was to happen to you, your mortgage will be paid off. Many people in the marketplace today are not aware of the f

Please note – Avoid paying more for Permanent insurance … Below are links taking about insurance rates increase for 2011 from number of different sources: http://opinion.financialpost.com/2011/01/07/premiums-rising-on-permanent-life-insurance-but-not-for-term http://2bempo