Why Critical Illness Insurance is Essential Critical illness insurance provides a financial safety net when you’re diagnosed with a serious illness covered by your policy, such as cancer, heart attack, or stroke. Unlike disability insurance, which replaces lost income due to an

The Realtor’s Role in Guiding Clients to Life Insurance Over Mortgage Insurance Realtors are uniquely positioned to offer holistic advice to their clients, extending beyond property transactions to include crucial financial planning aspects. One often-overlooked area where realt

Spousal Life Insurance: Protecting Your Shared Future Life is full of uncertainties, and while we often plan for the best, it’s crucial to prepare for the unexpected. For families, one of the most significant steps you can take to safeguard your shared future is to invest in Spo

Protecting Your Family’s Future: The Importance of Life Insurance For families with children and a mortgage, life insurance isn’t just an option; it’s a fundamental pillar of financial security. While it’s easy to dismiss it as an unnecessary expense, understan

Protection for Loved Ones Life insurance provides a financial safety net for your family after you’re gone. It can help cover daily living expenses, outstanding debts (mortgage, car loans, credit cards), and future costs like college tuition for children. Debt Coverage Many peop

 Dental Medical Vision / Health Spending Account … the Best Kept Secret in Canada’s Income Tax Act! A Health Spending Account (HSA) is a CRA approved way for incorporated individuals to pay for medical, dental and vision expenses through the company.  There is no

Income replacement when you cannot work. Should I buy Disability Insurance or save my money? It is much cheaper to use your Disability / Income Replacement than your savings. e.g. Mortgage Agent $2,000/month* accident benefit is only $234/year ($19.50/month*) 8.5 years of savings wipe

Top 5 Things to consider when buying Mortgage Insurance from a Lender versus a Financial Institution. Mortgage insurance was created for the sole purpose that if something was to happen to you, your mortgage will be paid off. Many people in the marketplace today are not aware of the f