Would You Like To Know…
- if you and your loved ones are properly protected
- if you have full control over your insurance or your employer, the insurance company, bank, association, or credit card controls your insurance
- if you have life insurance, critical illness insurance, disability insurance, and business overhead expenses coverage, dental medical vision insurance, HSA-Health Spending Account
- if your beneficiaries and trustees are up-to-date; Primary and Contingent Beneficiaries, Trustees for underage children
Here Is What You Want To Make Sure You Know:
- If your life insurance is Term Life Insurance:
- Term10, Term20, Term30
- is it Renewable and Convertible and if the Exchange benefit is included
- If your life insurance is Permanent Life
Insurance:
- Whole Life Insurance – Life Pay, 20-Pay, Enhanced or Paid-up Addition
- Universal Life Insurance – COI-Cost of Insurance – Level or ART/YRT, DB-Death Benefit: Level; Level+Funds / Increasing
- If your Critical Illness Insurance:
- is Term10, Term20, Term65, Term70, Term75, Term100
- does it include ROP-Return of Premium
- is owned personally or by a corporation
- If your Disability Insurance:
- offers 24-Hour or Non-Occupational coverage
- uses net or gross income to calculate insurance earnings
- what is your EP-Elimination Period, BP-Benefit Period, CP-Coverage Period
- will be affected by the integration of benefits
- If your Dental Medica Vision Insurance:
- group benefits through your employer
- association benefits
- individual coverage
- can be transferred from group to individual without medicals
We can help you review and organize your existing insurance using YISF-Your Insurance Summary Form.
ZOOM Insurance Review from the safety and comfort of your home.
Contact us for a free ZOOM review and evaluation of your existing insurance needs, insurance coverage, quotes, and options.
E&OE
