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MSI - Mario Schwarzenberg Insurance Services Inc.

Different Types of Life Insurance

There are 3 types of Life Insurance:
Term Life Insurance – most commonly used for temporary needs e.g. when you have financially dependent children, mortgage or business, and need most insurance for lowest payments
Permanent Life Insurance – accumulates cash value, used as long-term benefit e.g. to preserve estate and pay funeral expense
Combination of Permanent & Term Life Insurance offers both long-term and short-term benefits.

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