There are 3 types of Life Insurance:
– Term Life Insurance – most commonly used for temporary needs e.g. when you have financially dependent children, mortgage or business, and need most insurance for lowest payments
– Permanent Life Insurance – accumulates cash value, used as long-term benefit e.g. to preserve estate and pay funeral expense
– Combination of Permanent & Term Life Insurance offers both long-term and short-term benefits.
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E&OE
