Protect Your Income

Living benefits becoming very popular. Not only are the proceed used to replace the income but also to pay for additional expenses due to illness. Andrew was very surprised when he was diagnosed with cancer. He never smoked, he is physically active and fit. He considered himself in better than average health.  Because his group disability from work pays only 66% of his income he uses the proceeds from his Critical Illness Insurance to top it up. He also incurred many additional expenses that he did not expect. He is also considering treatment that is not covered by OHIP.