Celebrating 31 Years
MSI - Mario Schwarzenberg Insurance Services Inc.

Insurance Rates Comparison

Private Insurance will offer you more benefits

As a broker with 28 years of experience in selling insurance, paying claims, and access to all major insurance companies, I can offer a variety of plans at the most competitive rates.

Click here to request a custom quote  or here to schedule a ZOOMwithMario review

Face Amount: $500,000; Jennifer – Female, Preferred, Non-Smoker or click here for a video on insurance rates comparison

10 Year Level Term

Company Name Annual Monthly Product Name Health Category
Equitable Life Insurance Co of Canada $316.81 $28.51 10 Year Renewable & Convertible Preferred Non-Smoker
SSQ Insurance Company Inc. $320.00 $28.80 Tempo 10 – 10 Year Term Class 2 -Preferred Non-Smoker
SSQ Insurance Company Inc. $320.00 $28.80 Term Plus 10 – 10 Year Term Class 2 -Preferred Non-Smoker
UL Mutual $325.00 $29.25 T-10 Superior+ Preferred Non-Smoker
BMO Life Assurance Company $330.00 $29.70 Preferred Term 10 Preferred Non-Smoker
FaithLife Financial $330.00 $29.70 Term 10 Preferred Non-Smoker
Transamerica Life Canada $330.00 $29.70 TermSelect 10 R&C Preferred Non-Smoker
CUMIS Life Insurance Company $340.00 $29.75 CUMIS Term 10 Preferred Non-Smoker
Equitable Life Insurance Co of Canada $332.31 $29.91 10 Year Renewable & Convertible Non-Smoker
FaithLife Financial $335.00 $30.15 Term 10 Standard Non-Smoker
Foresters Life Insurance Company $335.00 $30.15 Term 10 Preferred Non-Smoker
Transamerica Life Canada $335.00 $30.15 TermSelect 10 R&C Non-Smoker
Desjardins Financial Security $345.00 $31.05 Desjardins Term 10 Class 2 Preferred Non-Smoker
The Empire Life Insurance Company $345.00 $31.05 Solution 10 – 10 Year R & C Term Non-Smoker
UL Mutual $345.00 $31.05 T-10 Superior+ Non-Smoker
BMO Life Assurance Company $350.00 $31.50 Preferred Term 10 Non-Smoker
The Canada Life Assurance Company $350.00 $31.50 10 Year Term, Renewable and Convertible Platinum Non Smoker
Foresters Life Insurance Company $350.00 $31.50 Term 10 Non-Smoker
The Great-West Life Assurance Company $350.00 $31.50 10 Year Term, Renewable and Convertible Platinum Non Smoker
SSQ Insurance Company Inc. $350.00 $31.50 Tempo 10 – 10 Year Term Class 3 – Non-Smoker
SSQ Insurance Company Inc. $350.00 $31.50 Term Plus 10 – 10 Year Term Class 3 – Non-Smoker
Sun Life Assurance Company of Canada $350.00 $31.50 SunTerm 10 R&C Class 2 Non-smoker
The Canada Life Assurance Company $360.00 $32.40 10 Year Term, Renewable and Convertible Gold Non Smoker
Desjardins Financial Security $360.00 $32.40 Desjardins Term 10 Class 3 Standard Non-Smoker
The Great-West Life Assurance Company $360.00 $32.40 10 Year Term, Renewable and Convertible Gold Non Smoker
Sun Life Assurance Company of Canada $360.00 $32.40 SunTerm 10 R&C Class 3 Non-smoker
Wawanesa Life Insurance Company $365.00 $32.85 Lifestyle Term 10 Preferred Non-Smoker
Western Life Assurance Company $400.00 $33.32 @PPROVE T10 Non-Smoker
The Manufacturers Life Insurance Company $372.12 $33.34 Family Term-10 Healthstyle 2 – Pfd Non-smoker
Wawanesa Life Insurance Company $375.00 $33.75 Lifestyle Term 10 Non-Smoker
Industrial – Alliance Life Insurance $385.00 $34.65 T10 – 10 Year R & C Term Preferred Non-Smoker
Industrial – Alliance Life Insurance $385.00 $34.65 Pick-A-Term – 10 Year Preferred Non-Smoker
The Manufacturers Life Insurance Company $388.68 $34.83 Family Term-10 Healthstyle 3 – Std Non-smoker
CUMIS Life Insurance Company $400.00 $35.00 CUMIS Term 10 Non-Smoker
Assumption Mutual Life Insurance Company $425.00 $38.25 FlexTerm 10 Years Non-Smoker
Industrial – Alliance Life Insurance $430.00 $38.70 T10 – 10 Year R & C Term Non-Smoker
Industrial – Alliance Life Insurance $430.00 $38.70 Pick-A-Term – 10 Year Non-Smoker
L’Excellence Life Insurance Company $440.00 $39.60 10-Year Renewable and Convertible Term Non-Smoker
La Capitale $475.00 $41.67 Temporaire 10 Ans R & T Non-Smoker
Humania Assurance Inc. $535.00 $48.15 Term Life Insurance – T10 Non-Smoker
Primerica Life Insurance Company $515.00 $48.93 Custom Advantage – 10 Year Preferred Non-Smoker
SSQ Insurance Company Inc. $570.00 $51.30 Tempo 10 – 10 Year Term Class 4 – Preferred pipe/cigar
SSQ Insurance Company Inc. $570.00 $51.30 Term Plus 10 – 10 Year Term Class 4 – Preferred pipe/cigar
CUMIS Life Insurance Company $650.00 $56.88 CUMIS Term 10 Pipe/Cigar Preferred Smoker
Transamerica Life Canada $680.00 $61.20 TermSelect 10 R&C Preferred Pipe/Cigar Smoker
RBC Life Insurance Company $684.00 $61.56 Term 10 – 10 Year R & C Term Preferred Smoker (pipe/cigar)
The Manufacturers Life Insurance Company $694.68 $62.25 Family Term-10 Healthstyle 4 – Non-cigarette

 20 Year Level Term

Company Name Annual Monthly Product Name Health Category
Equitable Life Insurance Co of Canada $538.76 $48.49 20 Year Renewable & Convertible Preferred Non-Smoker
BMO Life Assurance Company $555.00 $49.95 Preferred Term 20 Preferred Non-Smoker
Industrial – Alliance Life Insurance $560.00 $50.40 T20 – 20 Year R & C Term Preferred Non-Smoker
Industrial – Alliance Life Insurance $560.00 $50.40 Pick-A-Term – 20 Year Preferred Non-Smoker
Desjardins Financial Security $565.00 $50.85 Desjardins Term 20 Class 2 Preferred Non-Smoker
RBC Life Insurance Company $565.00 $50.85 Term 20 – 20 Year R & C Term Preferred Non-Smoker
FaithLife Financial $570.00 $51.30 Term 20 Preferred Non-Smoker
RBC Life Insurance Company $573.50 $51.62 Term 20 – 20 Year R & C Term Non-Smoker
CUMIS Life Insurance Company $590.00 $51.63 CUMIS Term 20 Preferred Non-Smoker
The Empire Life Insurance Company $580.00 $52.20 Solution 20 – 20 Year R & C Term Preferred Non-Smoker
SSQ Insurance Company Inc. $585.00 $52.65 Tempo 20 – 20 Year Term Class 2 – Preferred Non-Smoker
SSQ Insurance Company Inc. $585.00 $52.65 Term Plus 20 – 20 Year Term Class 2 -Preferred Non-Smoker
Transamerica Life Canada $585.00 $52.65 TermSelect 20 R&C Preferred Non-Smoker
The Manufacturers Life Insurance Company $590.28 $52.89 Family Term-20 Healthstyle 2 – Pfd Non-smoker
Foresters Life Insurance Company $590.00 $53.10 Term 20 Preferred Non-Smoker
FaithLife Financial $600.00 $54.00 Term 20 Standard Non-Smoker
Equitable Life Insurance Co of Canada $603.33 $54.30 20 Year Renewable & Convertible Non-Smoker
BMO Life Assurance Company $605.00 $54.45 Preferred Term 20 Non-Smoker
Desjardins Financial Security $605.00 $54.45 Desjardins Term 20 Class 3 Standard Non-Smoker
L’Excellence Life Insurance Company $605.00 $54.45 20-Year Renewable and Convertible Term Non-Smoker
Transamerica Life Canada $605.00 $54.45 TermSelect 20 R&C Non-Smoker
UL Mutual $605.00 $54.45 T-20 Superior+ Preferred Non-Smoker
The Empire Life Insurance Company $610.00 $54.90 Solution 20 – 20 Year R & C Term Non-Smoker
SSQ Insurance Company Inc. $610.00 $54.90 Tempo 20 – 20 Year Term Class 3 – Non-Smoker
SSQ Insurance Company Inc. $610.00 $54.90 Term Plus 20 – 20 Year Term Class 3 – Non-Smoker
Wawanesa Life Insurance Company $610.00 $54.90 Lifestyle Term 20 Preferred Non-Smoker
The Canada Life Assurance Company $615.00 $55.35 20 Year Term, Renewable and Convertible Platinum Non Smoker
The Great-West Life Assurance Company $615.00 $55.35 20 Year Term, Renewable and Convertible Platinum Non Smoker
Industrial – Alliance Life Insurance $615.00 $55.35 T20 – 20 Year R & C Term Non-Smoker
Industrial – Alliance Life Insurance $615.00 $55.35 Pick-A-Term – 20 Year Non-Smoker
The Manufacturers Life Insurance Company $629.52 $56.41 Family Term-20 Healthstyle 3 – Std Non-smoker
Foresters Life Insurance Company $630.00 $56.70 Term 20 Non-Smoker
Sun Life Assurance Company of Canada $635.00 $57.15 SunTerm 20 R&C Class 2 Non-smoker
UL Mutual $640.00 $57.60 T-20 Superior+ Non-Smoker
Wawanesa Life Insurance Company $640.00 $57.60 Lifestyle Term 20 Non-Smoker
Sun Life Assurance Company of Canada $645.00 $58.05 SunTerm 20 R&C Class 3 Non-smoker
Western Life Assurance Company $700.00 $58.31 @PPROVE T20 Non-Smoker
The Canada Life Assurance Company $655.00 $58.95 20 Year Term, Renewable and Convertible Gold Non Smoker
The Great-West Life Assurance Company $655.00 $58.95 20 Year Term, Renewable and Convertible Gold Non Smoker
La Capitale $684.00 $60.00 Temporaire 20 Ans R & T Non-Smoker
Assumption Mutual Life Insurance Company $685.00 $61.65 FlexTerm 20 Years Non-Smoker
CUMIS Life Insurance Company $705.00 $61.69 CUMIS Term 20 Non-Smoker
La Capitale $779.00 $68.33 Protection 20.10 Non-Smoker
Primerica Life Insurance Company $820.00 $77.90 Custom Advantage – 20 Year Preferred Non-Smoker
Humania Assurance Inc. $870.00 $78.30 Term Life Insurance – T20 Non-Smoker
CUMIS Life Insurance Company $995.00 $87.06 CUMIS Term 20 Pipe/Cigar Preferred Smoker
SSQ Insurance Company Inc. $1,050.00 $94.50 Tempo 20 – 20 Year Term Class 4 – Preferred pipe/cigar
SSQ Insurance Company Inc. $1,050.00 $94.50 Term Plus 20 – 20 Year Term Class 4 – Preferred pipe/cigar
The Manufacturers Life Insurance Company $1,126.20 $100.92 Family Term-20 Healthstyle 4 – Non-cigarette
Transamerica Life Canada $1,155.00 $103.95 TermSelect 20 R&C Preferred Pipe/Cigar Smoker

 30 Year Level Term

Company Name Annual Monthly Product Name Health Category
Foresters Life Insurance Company $880.00 $79.20 Term 30 Preferred Non-Smoker
Equitable Life Insurance Co of Canada $1,020.00 $91.80 Term 30/65 – 30 Year Term Preferred Non-Smoker
Wawanesa Life Insurance Company $1,035.00 $93.15 Lifestyle Term 30 Preferred Non-Smoker
Primerica Life Insurance Company $1,055.00 $100.23 Custom Advantage – 30 Year Preferred Non-Smoker
Sun Life Assurance Company of Canada $1,120.00 $100.80 SunTerm 30 R&C Class 2 Non-smoker
Transamerica Life Canada $1,125.00 $101.25 TermSelect 30 R&C Preferred Non-Smoker
Western Life Assurance Company $1,250.00 $104.13 @PPROVE T30 Non-Smoker
Industrial – Alliance Life Insurance $1,165.00 $104.85 Pick-A-Term – 30 Year Preferred Non-Smoker
BMO Life Assurance Company $1,170.00 $105.30 Preferred Term 30 Preferred Non-Smoker
Assumption Mutual Life Insurance Company $1,175.00 $105.75 FlexTerm 30 Years Non-Smoker
Foresters Life Insurance Company $1,180.00 $106.20 Term 30 Non-Smoker
SSQ Insurance Company Inc. $1,185.00 $106.65 Term Plus 30 – 30 Year Term Class 2 -Preferred Non-Smoker
SSQ Insurance Company Inc. $1,220.00 $109.80 Term Plus 30 – 30 Year Term Class 3 – Non-Smoker
Desjardins Financial Security $1,240.00 $111.60 Desjardins Term 30 Class 2 Preferred Non-Smoker
Sun Life Assurance Company of Canada $1,255.00 $112.95 SunTerm 30 R&C Class 3 Non-smoker
Desjardins Financial Security $1,260.00 $113.40 Desjardins Term 30 Class 3 Standard Non-Smoker
Equitable Life Insurance Co of Canada $1,270.00 $114.30 Term 30/65 – 30 Year Term Non-Smoker
Wawanesa Life Insurance Company $1,270.00 $114.30 Lifestyle Term 30 Non-Smoker
Industrial – Alliance Life Insurance $1,285.00 $115.65 Pick-A-Term – 30 Year Non-Smoker
La Capitale $1,325.25 $116.25 Temporaire 30 Ans R & T Non-Smoker
Transamerica Life Canada $1,305.00 $117.45 TermSelect 30 R&C Non-Smoker
BMO Life Assurance Company $1,325.00 $119.25 Preferred Term 30 Non-Smoker
Humania Assurance Inc. $1,550.00 $139.50 Term Life Insurance – T30 Non-Smoker
Primerica Life Insurance Company $1,550.00 $147.25 Custom Advantage – 30 Year Non-Smoker
SSQ Insurance Company Inc. $2,105.00 $189.45 Term Plus 30 – 30 Year Term Class 4 – Preferred pipe/cigar
Transamerica Life Canada $2,115.00 $190.35 TermSelect 30 R&C Preferred Pipe/Cigar Smoker
UCT – United Commercial Travelers of Am. $3,106.00 $258.82 SI – 30 Year Term Life Insurance Non-Smoker

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E&OE

E&OE

MSI - Mario Schwarzenberg Insurance Services Inc. As a broker with 31 years of experience in selling insurance, paying claims and access to all major insurance companies, I can offer a variety of plans at the most competitive rates. Mario Schwarzenberg - Owner/Broker "Thinking insurance ... think Mario" "ZOOMwithMario insurance review" "Your Insurance Man in the Pink Shirt" www.MarioInsurance.com/Services Life insurance, Critical Illness, Mortgage Insurance, Disability Insurance, Dental Medical, Buy-Sell, Key Person, Partners Insurance