Celebrating 23 Years
MSI - Mario Schwarzenberg Insurance Services Inc.

Disability Income Protection

With a disability insurance policy, when you become unable to work because of an accident or illness, you are paid a set amount in benefits each month. Your income level helps determine your need.

  • Personal income (24 hour / 7 days a week coverage, tax-free benefit, no medical questions for Injury coverage )
  • Reimbursement for additional medical expenses ($10,000 per claim-physiotherapy and rehabilitation, wheelchair, crutches, splints, prescribed medication etc)
  • Business Overhead Expenses BOE ( car lease or loan payment, business telephone, car insurance, office costs etc)

A long-term disability can have a huge impact on your financial situation because your income would drop or disappear while your expenses continue or even increase. The risk of long-term disability is well worth insuring.

Contact us for specials for different occupations e.g. Realtors